Navy at Charlotte
Kickoff 11/27/2026, 11:00:00 PM CST · time unverified · Jerry Richardson Stadium
American Athletic / American Athletic · Week 13
Article published 10/13/2026, 12:21:27 PM CDT · last material update 10/13/2026, 12:21:27 PM CDT
Navy
28.3PROJECTION
Charlotte
22.0Model projections are estimates. Forecast timestamp 10/12/2026, 12:27:21 PM CDT · feature-data cutoff 10/12/2026, 12:27:21 PM CDT. Verified stored season-to-date statistics; descriptive comparisons are separate from the original scoring-model feature window. Comparison snapshot 10/13/2026, 12:21:27 PM CDT.
Official betting selection
Awaiting Odds
The model projection is available, but no eligible verified sportsbook offer has produced a locked official selection.
Team statistics & league rankings
Season-to-date comparison · ranks use covered teams within College Football · #1 is best for each metric.
| Metric | Navy | Charlotte |
|---|---|---|
| Points / game | 27.0#84 of 138 covered teams · 5 games | 16.0#131 of 138 covered teams · 6 games |
| Points allowed / game | 23.4#68 of 138 covered teams · 5 games | 42.2#137 of 138 covered teams · 6 games |
| Total yards / game | 401.4#64 of 138 covered teams · 5 games | 287.8#131 of 138 covered teams · 6 games |
| Yards allowed / game | 322.0#40 of 138 covered teams · 5 games | 466.8#132 of 138 covered teams · 6 games |
| Passing yards / game | 102.0#134 of 138 covered teams · 5 games | 186.3#111 of 138 covered teams · 6 games |
| Rushing yards / game | 299.4#3 of 138 covered teams · 5 games | 101.5#129 of 138 covered teams · 6 games |
| Yards / play | 6.06#59 of 138 covered teams · 5 games | 5.14#114 of 138 covered teams · 6 games |
| Yards allowed / play | 5.28#63 of 138 covered teams · 5 games | 6.45#124 of 138 covered teams · 6 games |
| Third-down conversion | 43.3%#53 of 138 covered teams · 5 games | 26.7%#137 of 138 covered teams · 6 games |
| Third-down conversion allowed | 46.4%#126 of 138 covered teams · 5 games | 44.3%#115 of 138 covered teams · 6 games |
| Turnovers / game | 1.80#118 of 138 covered teams · 5 games | 2.50#138 of 138 covered teams · 6 games |
| Takeaways / game | 0.60#127 of 138 covered teams · 5 games | 0.67#118 of 138 covered teams · 6 games |
| Offensive EPA / play | Unavailable | Unavailable |
| EPA allowed / play | Unavailable | Unavailable |
| Offensive success rate | Unavailable | Unavailable |
| Success rate allowed | Unavailable | Unavailable |
| Red-zone scoring rate | Unavailable | Unavailable |
| Turnover differential / game | -1.20#133 of 138 covered teams · 5 games | -1.83#138 of 138 covered teams · 6 games |
| Defensive sacks / game | 2.20#48 of 138 covered teams · 5 games | 1.50#102 of 138 covered teams · 6 games |
| Tackles for loss / game | 5.60#54 of 138 covered teams · 5 games | 5.33#67 of 138 covered teams · 6 games |
| Passing EPA / pass play | Unavailable | Unavailable |
| Rushing EPA / rush play | Unavailable | Unavailable |
| Explosive-play rate | Unavailable | Unavailable |
| Sacks suffered / pass play | Unavailable | Unavailable |
| QB hits / pass play | Unavailable | Unavailable |
| Adjusted strength of schedule | Unavailable | Unavailable |
Statistical advantages
Navy has the higher observed scoring average: Navy scores 27.0 points per game and Charlotte scores 16.0, a 11.0-point difference. These are unadjusted season averages, not an estimate of this game's winning margin.
Navy allows 23.4 points per game, compared with 42.2 for Charlotte. Navy has the stronger defensive scoring figure by 18.8 points per game. Opponent quality and game situations can affect this comparison; a better raw rank is not proof of a better adjusted defense.
Navy's offense produces 401.4 yards per game; Charlotte's defense has conceded 466.8. The 65.4-yard difference compares two observed averages rather than predicting a yardage total. Navy averages 6.06 yards per play, which puts it #59 among 138 covered teams.
Key matchup factors
Charlotte's offense produces 287.8 yards per game; Navy's defense has conceded 322.0. The 34.2-yard difference compares two observed averages rather than predicting a yardage total. Charlotte averages 5.14 yards per play, which puts it #114 among 138 covered teams.
Third-down conversion is another measurable difference: Navy records 43.3%, while Charlotte records 26.7%. Higher is better for this metric. Compare the sample counts in the table before treating a difference as stable.
Turnover differential / game is another measurable difference: Navy records -1.20, while Charlotte records -1.83. Higher is better for this metric. Compare the sample counts in the table before treating a difference as stable.
The stored production forecast is Navy 28.3, Charlotte 22.0. Navy is projected to win by 6.3 points. SE v3.0 uses recent team and opponent profiles rather than just the full-season averages shown here. The college football model includes home/away context; an independently attributable home-field point adjustment is not exposed for this game, so none is claimed.
Saved sportsbook observations
Spread unavailable
Total unavailable
Observed Not verified. Saved market observations can differ from the original locked betting line.
Final model assessment
Navy is the projected winner in the original stored scoring forecast, with a 6.3-point margin and 50.3 combined points. The comparisons above describe the scoring, defensive and efficiency context for this matchup. The official selection, when published, remains the specific wager in the tracker.
Explore this matchup
Game previews · Spreadsheet entry · Tracked betting record · Navy statistics · Charlotte statistics · American Athletic previews
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Definitions, coverage & original timestamps
Game ID college-football:401862842. Article creation is not the original prediction timestamp. Original forecast 10/12/2026, 12:27:21 PM CDT; final stored pregame forecast 10/12/2026, 12:27:21 PM CDT. Rates use summed observed numerators and denominators; game averages use games with that statistic. Rankings use competition ties within the covered league population. NFL data uses regular-season games. EPA / play uses observed PBP EPA counts; success means positive EPA. Explosive plays use the source aggregation’s 20-yard passing / 10-yard rushing thresholds. CFB red-zone scoring includes field goals and touchdowns; a different NFL red-zone rate is not substituted. Quarterback hit rate is a hit proxy, not a complete pressure rate. Missing adjusted strength of schedule, pressure rates or archived inputs remain unavailable.